{"id":6129,"date":"2021-07-15T10:55:00","date_gmt":"2021-07-15T08:55:00","guid":{"rendered":"http:\/\/dg.daniellatal.cz\/?p=6129"},"modified":"2023-01-03T11:12:35","modified_gmt":"2023-01-03T10:12:35","slug":"neplatnost-smlouvy-o-spotrebitelskem-uveru","status":"publish","type":"post","link":"https:\/\/dg.daniellatal.cz\/index.php\/2021\/07\/15\/neplatnost-smlouvy-o-spotrebitelskem-uveru\/","title":{"rendered":"Neplatnost smlouvy o spot\u0159ebitelsk\u00e9m \u00fav\u011bru"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Uzav\u0159eli jste \u00fav\u011brovou smlouvu a n\u00e1sledn\u011b jste se nesta\u010dili divit, kolik zaplat\u00edte na \u00faroc\u00edch a r\u016fzn\u00fdch poplatc\u00edch?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nemus\u00ed b\u00fdt v\u0161e ztraceno. Vystupuje-li \u017eadatel v pozici spot\u0159ebitele, mus\u00ed \u00fav\u011bruj\u00edc\u00ed instituce splnit \u0159adu povinnost\u00ed, zejm\u00e9na informa\u010dn\u00edho charakteru. Z\u00e1rove\u0148 by v\u0161ak m\u011bl prov\u011b\u0159it schopnost \u017eadatele \u00fav\u011br spl\u00e1cet.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ne v\u0161echny instituce tyto povinnosti pln\u00ed tak jak by m\u011bly. P\u0159itom, jejich poru\u0161en\u00ed m\u016f\u017ee m\u00edt za n\u00e1sledek a\u017e neplatnost \u00fav\u011brov\u00e9 smlouvy.<br>Je-li smlouv\u00e1 neplatn\u00e1, m\u00e1 dlu\u017e\u00ed povinnost vr\u00e1tit v\u011b\u0159iteli<strong>&nbsp;v p\u0159im\u011b\u0159en\u00e9 dob\u011b pouze \u010d\u00e1stku, kterou si vyp\u016fj\u010dil. Tedy bez \u00farok\u016f a poplatk\u016f<\/strong>. Mus\u00ed se v\u0161ak obr\u00e1tit na p\u0159\u00edslu\u0161n\u00e9 instituce a u\u010dinit ur\u010dit\u00e1 pr\u00e1vn\u00ed jedn\u00e1n\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chcete-li v\u011bd\u011bt, zda je Va\u0161e smlouva platn\u00e1, obra\u0165te se na n\u00e1s.&nbsp;<\/strong>Prostudujeme si podklady, v\u011bc nez\u00e1vazn\u011b posoud\u00edme, a n\u00e1sledn\u011b V\u00e1m doporu\u010d\u00edme dal\u0161\u00ed postup. Samoz\u0159ejm\u011b, bude-li m\u00edt za to, \u017ee je smlouva neplatn\u00e1 u\u010din\u00edme za V\u00e1s p\u0159\u00edslu\u0161n\u00e1 pod\u00e1n\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po\u0161lete n\u00e1m mail! Budeme V\u00e1s zp\u011btn\u011b kontaktovat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"mailto:grimm@danielgrimm.cz\">grimm@danielgrimm.cz<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Uzav\u0159eli jste \u00fav\u011brovou smlouvu a n\u00e1sledn\u011b jste se nesta\u010dili divit, kolik zaplat\u00edte na \u00faroc\u00edch a r\u016fzn\u00fdch poplatc\u00edch? Nemus\u00ed b\u00fdt v\u0161e ztraceno. Vystupuje-li \u017eadatel v pozici spot\u0159ebitele, mus\u00ed \u00fav\u011bruj\u00edc\u00ed instituce splnit&#8230;<\/p>\n","protected":false},"author":3,"featured_media":6130,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[55,56,54],"class_list":["post-6129","post","type-post","status-publish","format-standard","has-post-thumbnail","category-aktuality","tag-finance","tag-smlouva","tag-uver"],"_links":{"self":[{"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/posts\/6129","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/comments?post=6129"}],"version-history":[{"count":1,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/posts\/6129\/revisions"}],"predecessor-version":[{"id":6131,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/posts\/6129\/revisions\/6131"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/media\/6130"}],"wp:attachment":[{"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/media?parent=6129"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/categories?post=6129"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dg.daniellatal.cz\/index.php\/wp-json\/wp\/v2\/tags?post=6129"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}